html,body{
    height:100%;
    margin:0;
    padding:0;
}
body{
    background:#eae7d7 url(images/vert-centre.jpg) repeat-x center center;
    text-align:center;
    min-width:626px;
    min-height:400px;
}
#vertical{
    float:left;
    height:50%;
    margin-top:-130px;/* half vertical height*/
    width:100%;
} 
#hoz {
    width:410px;
    margin-left:auto;
    margin-right:auto;
    height:220px;
    border:1px solid silver;
    background:#8CAAE6;
    overflow:auto;/* allow content to scroll inside element */
    text-align:left;
}
h1 {color:#fff;margin:0;padding:0}